Last Updated: January 15, 2026 | Effective Date: January 1, 2026

Important Notice

These Terms & Conditions constitute a legally binding agreement between you and totopg. By creating an account, depositing funds, or using any services on this platform, you acknowledge that you have read, understood, and agree to be bound by these Terms & Conditions in their entirety.

If you do not agree with any provision of these Terms & Conditions, you must not use this platform.

1. Definitions

For the purposes of these Terms & Conditions, the following definitions apply:

  • "Platform" or "Website" refers to totopg's online gaming services accessible at https://totopg.cam and all associated subdomains, mobile applications, and software.
  • "totopg", "we", "us", or "our" refers to the operator of this gaming platform and all affiliated entities.
  • "User", "you", or "your" refers to any individual who registers for an account, accesses the Platform, or uses any services provided by totopg.
  • "Account" refers to the registered user profile created on the Platform, including associated credentials, balance, transaction history, and personal information.
  • "Real Money Gaming" refers to any wagering activity conducted using actual currency (Indonesian Rupiah or other accepted currencies) with the potential for financial gain or loss.
  • "Bonus" refers to promotional credits, free bets, cashback, or other incentives offered by totopg, subject to specific terms and wagering requirements.
  • "KYC" (Know Your Customer) refers to the identity verification process requiring submission of government-issued identification documents, proof of address, and other documentation as requested.

2. Acceptance of Terms

By accessing totopg, creating an account, or using any services on this Platform, you explicitly agree to be bound by these Terms & Conditions, our Privacy Policy, and all other policies referenced herein. These documents collectively constitute the entire agreement between you and totopg regarding your use of the Platform.

We reserve the right to modify, amend, or update these Terms & Conditions at any time without prior notice. Any changes will be effective immediately upon posting to the Platform. Your continued use of totopg following the posting of revised Terms & Conditions constitutes your acceptance of such changes. It is your responsibility to review these Terms & Conditions periodically for updates.

If you access the Platform on behalf of any entity, you represent and warrant that you have the authority to bind that entity to these Terms & Conditions, and that entity agrees to be bound accordingly.

3. Eligibility Requirements

To register an account and use totopg's gaming services, you must meet all of the following eligibility requirements:

Age Requirement

You must be at least 21 years of age or the legal age of majority in your jurisdiction, whichever is greater. totopg operates in compliance with Indonesian age restrictions for online gaming. We strictly prohibit underage gambling and employ advanced age verification technologies during the registration process.

Geographic Restrictions

You must be a resident of Indonesia or located within Indonesian territory at the time of accessing the Platform. We use IP address verification, device location services, and other technologies to ensure geographic compliance. Access from jurisdictions where online gaming is prohibited is strictly forbidden.

Legal Capacity

You must have the legal capacity to enter into a binding contract under Indonesian law and the laws of your jurisdiction. You must not be subject to any legal disabilities that would prevent you from entering into this agreement.

Single Account Requirement

You are permitted to register only one account per individual. Multiple accounts registered by the same person, whether using different email addresses, phone numbers, or personal information, are strictly prohibited and will result in immediate closure of all duplicate accounts and forfeiture of any balances.

Prohibited Users

The following categories of individuals are prohibited from registering or using totopg:

  • Individuals below the age of 21
  • Individuals who have previously been excluded or banned from totopg or any affiliated gaming platforms
  • Individuals who have voluntarily self-excluded from online gaming services
  • Employees, contractors, or immediate family members of totopg or its affiliated entities
  • Individuals residing in jurisdictions where online gaming is illegal or prohibited by local laws
  • Individuals acting on behalf of third parties or using accounts registered in another person's name

Age Verification

Strict 21+ enforcement through government-issued ID verification (KTP) and advanced age-checking technologies to prevent underage access.

Secure Compliance

Multi-layer verification processes ensure all users meet eligibility requirements before accessing real money gaming services.

Geographic Verification

IP tracking and location services verify Indonesian residency and prevent access from prohibited jurisdictions.

4. Account Registration and Security

Registration Process

To create an account on totopg, you must provide accurate, complete, and current information including your full legal name (as it appears on your government-issued identification), date of birth, email address, mobile phone number, physical address, and other information as requested during the registration process.

You represent and warrant that all information provided during registration is truthful, accurate, and complete. Providing false or misleading information is grounds for immediate account termination and forfeiture of any account balance.

Account Credentials and Security

You are solely responsible for maintaining the confidentiality of your account credentials, including your username and password. You must not share your login credentials with any third party. You agree to immediately notify totopg of any unauthorized use of your account or any other security breach.

totopg will never request your password via email, phone, live chat, or any other communication method. Any such request should be treated as a phishing attempt and reported to our security team immediately.

KYC Verification

totopg is required to verify the identity of all users in compliance with anti-money laundering (AML) regulations and responsible gaming requirements. You must provide the following documents upon request:

  • KTP (Kartu Tanda Penduduk) or other government-issued photo identification showing your name, date of birth, photograph, and signature
  • Proof of Address such as a utility bill, bank statement, or government correspondence dated within the last three months
  • Payment Method Verification including bank account statements or screenshots showing your name and account number for the payment methods used
  • Additional documentation as requested by our compliance team

Failure to provide requested verification documents within 30 days may result in account suspension and withdrawal restrictions until verification is completed. totopg reserves the right to request verification documents at any time, including before processing withdrawal requests.

Account Responsibility

You are fully responsible for all activity occurring under your account, including deposits, withdrawals, bets placed, bonuses claimed, and communications sent. You acknowledge that totopg will not be liable for any losses resulting from unauthorized use of your account if you have failed to maintain the security of your credentials.

5. Deposits and Withdrawals

Accepted Payment Methods

totopg accepts deposits via the following Indonesian payment methods:

  • Bank Transfers: BCA (Bank Central Asia), BRI (Bank Rakyat Indonesia), BNI (Bank Negara Indonesia), Mandiri, CIMB Niaga, OCBC NISP, Bank Danamon, BSI (Bank Syariah Indonesia), Bank Permata
  • E-Wallets: OVO, DANA, GoPay, ShopeePay, LinkAja

All deposits must originate from a payment method registered in your own name. Third-party deposits are strictly prohibited and will be returned to the source, minus any applicable processing fees.

Deposit Processing

Deposits are typically processed instantly upon confirmation of payment. In rare cases where technical issues occur, deposits may take up to 30 minutes to reflect in your account balance. If your deposit does not appear within this timeframe, contact customer support with your transaction reference number.

totopg does not charge fees for deposits, though your financial institution may impose charges for outgoing transfers. Any such fees are your responsibility.

Withdrawal Policy

Withdrawal requests are processed according to the following terms:

  • Withdrawals must be made to the same payment method used for deposits unless otherwise approved by our finance team
  • Minimum withdrawal amount is Rp 50,000; maximum withdrawal amount is Rp 100,000,000 per transaction
  • Verified accounts receive withdrawal processing within 5-15 minutes during business hours (09:00-23:00 WIB, Monday through Sunday)
  • Unverified accounts may experience delays of up to 72 hours while KYC verification is completed
  • Withdrawals requested outside business hours will be processed on the next business day
  • totopg reserves the right to request additional verification before processing large withdrawals exceeding Rp 50,000,000

Anti-Money Laundering Compliance

In compliance with AML regulations, deposits must be wagered at least once before withdrawal requests are approved. For example, if you deposit Rp 1,000,000, you must place bets totaling at least Rp 1,000,000 (win or lose) before requesting a withdrawal of the remaining balance.

totopg reserves the right to refuse withdrawal requests if we suspect money laundering, fraud, or other illegal activity. Suspicious accounts may be frozen pending investigation by our compliance team and relevant authorities.

6. Bonuses and Promotions

totopg offers various bonuses, promotions, and loyalty rewards to enhance your gaming experience. All bonuses are subject to specific terms and conditions that will be clearly communicated at the time the bonus is offered. By claiming any bonus, you agree to comply with all applicable bonus terms.

Wagering Requirements

Most bonuses are subject to wagering requirements (also known as playthrough or turnover requirements). A wagering requirement specifies the total amount you must bet before bonus funds can be converted to withdrawable cash. For example, a Rp 100,000 bonus with a 20x wagering requirement means you must place bets totaling Rp 2,000,000 before the bonus funds become withdrawable.

Wagering requirements vary by bonus type and will be clearly stated in the bonus terms. Unless otherwise specified, wagering requirements must be completed within 30 days of bonus crediting, after which any remaining bonus funds and associated winnings will be forfeited.

Bonus Restrictions

  • Bonuses are limited to one per person, household, IP address, email address, and payment method
  • Bonuses cannot be withdrawn directly; they must first be wagered according to the stated requirements
  • Different game types contribute differently toward wagering requirements (e.g., slots may contribute 100%, while table games may contribute 10%)
  • Maximum bet limits may apply while wagering bonus funds (typically Rp 25,000 per bet)
  • totopg reserves the right to void bonuses and associated winnings if bonus abuse is detected

Bonus Abuse

The following activities constitute bonus abuse and will result in forfeiture of bonuses, cancellation of winnings, and possible account termination:

  • Creating multiple accounts to claim bonuses multiple times
  • Using VPNs or proxy servers to circumvent geographic restrictions on bonuses
  • Exploiting software bugs or errors to gain unfair advantage
  • Irregular betting patterns designed solely to clear wagering requirements (e.g., betting on both red and black in roulette simultaneously)
  • Colluding with other players to manipulate bonus outcomes

7. Gameplay Rules and Conduct

When using totopg's gaming services, you agree to comply with the following rules of conduct:

Fair Play

  • All games must be played fairly and in good faith
  • Use of bots, automated betting software, or third-party tools that provide unfair advantage is strictly prohibited
  • Exploitation of software bugs, errors, or glitches is prohibited and will result in account termination
  • Collusion with other players, chip dumping, or any form of coordinated betting to manipulate outcomes is prohibited

Game Integrity

All games on totopg use certified Random Number Generators (RNGs) tested by independent auditing agencies to ensure fair and unpredictable outcomes. totopg does not manipulate game results. Any allegations of game manipulation must be reported to our compliance team with specific evidence for investigation.

Betting Limits

totopg reserves the right to impose maximum bet limits, maximum win limits, and maximum account balance limits at our discretion. These limits may vary by game type, account status, and other factors. We may adjust your personal limits based on your betting history and account activity.

Voided Bets

totopg reserves the right to void bets in the following circumstances:

  • Bets placed after an event has already started or concluded
  • Bets placed using inside information or other unfair advantage
  • Bets accepted due to technical errors displaying incorrect odds
  • Bets placed on events that are later canceled or postponed
  • Duplicate bets placed due to technical glitches

When a bet is voided, the stake is returned to your account balance, but no winnings are paid.

8. Responsible Gaming

totopg is committed to promoting responsible gaming and preventing gambling-related harm. We provide comprehensive tools and resources to help you maintain control over your gaming activity:

Self-Exclusion

You may request self-exclusion from totopg for periods of 24 hours, 7 days, 30 days, 6 months, 1 year, or permanently. During self-exclusion, you will be unable to log in, deposit, or play. To request self-exclusion, contact our customer support team via live chat or email.

Deposit Limits

You may set daily, weekly, or monthly deposit limits on your account. Once set, limits cannot be increased for 24 hours (cooling-off period), though they can be decreased immediately. Contact customer support to configure deposit limits.

Loss Limits

You may set limits on the maximum amount you are willing to lose over a specified period (daily, weekly, or monthly). The system automatically tracks your net losses and prevents further play once your limit is reached.

Session Time Limits

You may set limits on the maximum duration of your gaming sessions. When your time limit is reached, you will be automatically logged out and unable to log back in for a cooling-off period.

Reality Checks

Enable periodic reminders that display how long you have been playing and your current win/loss status. These prompts help you make conscious decisions about whether to continue playing.

Need Help?

If you feel that gambling is becoming a problem, please contact our customer support team immediately. Our agents are trained to handle responsible gaming inquiries with empathy and confidentiality and can help you access self-exclusion tools, set limits, or connect with professional counseling resources.

For more information, visit our Responsible Gaming page.

9. Limitations of Liability

To the fullest extent permitted by law, totopg and its affiliates, directors, officers, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from or related to your use of the Platform, including but not limited to:

  • Loss of profits, revenue, or data
  • Loss of use of the Platform or any related services
  • Business interruption
  • Personal injury or emotional distress
  • Third-party claims or actions

totopg's maximum aggregate liability to you for any claims arising from these Terms & Conditions or your use of the Platform shall not exceed the total amount deposited into your account during the six months preceding the claim.

Disclaimer of Warranties

The Platform and all services are provided "as is" and "as available" without warranties of any kind, either express or implied. totopg does not warrant that the Platform will be uninterrupted, error-free, secure, or free from viruses or other harmful components.

Force Majeure

totopg shall not be liable for any failure or delay in performance resulting from circumstances beyond our reasonable control, including but not limited to natural disasters, wars, strikes, government actions, telecommunications failures, internet service provider outages, or other force majeure events.

10. Account Termination and Suspension

Termination by User

You may close your account at any time by contacting customer support. Upon account closure, you must withdraw any remaining balance. Accounts with pending wagering requirements on bonuses cannot be closed until those requirements are completed or the bonus is forfeited.

Termination by totopg

totopg reserves the right to suspend or terminate your account immediately without prior notice if:

  • You breach any provision of these Terms & Conditions
  • You provide false or misleading information during registration or KYC verification
  • You engage in fraudulent, illegal, or abusive activity
  • You attempt to manipulate games or exploit software vulnerabilities
  • You register multiple accounts or use accounts registered in other names
  • We suspect money laundering, terrorist financing, or other criminal activity
  • You become abusive toward customer support staff or other users
  • You are found to be below the minimum age of 21

Upon termination for breach of these Terms & Conditions, totopg reserves the right to forfeit any remaining account balance, void outstanding bets, and retain funds as compensation for damages.

Inactive Accounts

Accounts that remain inactive (no login or gaming activity) for 12 consecutive months may be subject to a monthly inactivity fee of Rp 50,000 or 5% of the account balance, whichever is lower. Accounts with zero balance are exempt from inactivity fees.

11. Governing Law and Dispute Resolution

These Terms & Conditions shall be governed by and construed in accordance with international gaming law and the laws of the jurisdiction in which totopg operates. Any disputes arising from these Terms & Conditions or your use of the Platform shall be resolved through the following process:

Internal Complaint Procedure

  1. Submit your complaint in writing to our customer support team via email, providing detailed information about the issue
  2. Our compliance team will investigate the complaint and respond within 10 business days
  3. If you are not satisfied with our response, you may escalate the complaint to our senior management for final review

Alternative Dispute Resolution

If a dispute cannot be resolved through our internal complaint procedure, you agree to submit the dispute to binding arbitration conducted by a mutually agreed-upon arbitrator. The arbitration shall be conducted in English, and the decision of the arbitrator shall be final and binding on both parties.

Waiver of Class Action

You agree that any dispute resolution proceedings will be conducted only on an individual basis and not in a class, consolidated, or representative action.

12. Contact Information

For questions, concerns, or complaints regarding these Terms & Conditions or any aspect of totopg's services, please contact us through the following channels:

  • Email: [email protected] (display only, not clickable)
  • Live Chat: Available 24/7 through the Platform
  • WhatsApp: Contact details available on the Platform

Our Indonesian-speaking customer support team is available 24 hours a day, 7 days a week to assist with any inquiries.

Acknowledgment

By using totopg, you acknowledge that you have read, understood, and agree to be bound by these Terms & Conditions. You further acknowledge that you meet all eligibility requirements, including being at least 21 years of age and a resident of Indonesia.

These Terms & Conditions were last updated on January 15, 2026 and are effective immediately for all users.

Have Questions?

If you need clarification on any aspect of these Terms & Conditions or require assistance with your account, our support team is here to help.